Personal Banking
Accounts, payments, cards and international banking for individuals.
Explore Personal BankingFederal International Bank
Global Banking
for a Connected World
Federal International Bank provides multi-currency banking, global payments and financial services for individuals, businesses, institutions and private clients across international markets.
Business Banking
Global accounts, payments, treasury and financial services for businesses.
Explore Business BankingInstitutional Banking
Banking, settlement, custody and financial infrastructure for institutions.
Explore Institutional BankingPrivate Banking
Private wealth, family office and bespoke international banking services.
Explore Private BankingMarkets
Access digital asset markets, market information and eligible institutional market services.
Explore MarketsFederal International Bank
VFIB at a Glance
Federal International Bank is an international bank built for digital-first global banking, providing multi-currency accounts, cross-border payments, card services, private banking and financial infrastructure for individuals, businesses and institutions.
Multi-Currency Banking
10Supported
Supported
Currencies
Hold and manage multiple major currencies through one VFIB banking relationship.
Live FX RatesLast Updated: [Live Time]
$USD— US Dollar1 USD = 1.0000 USD
¥CNY— Chinese Yuan1 USD = 6.7421 CNY
HK$HKD— Hong Kong Dollar1 USD = 7.8403 HKD
S$SGD— Singapore Dollar1 USD = 1.2725 SGD
¥JPY— Japanese Yen1 USD = 159.92 JPY
€EUR— Euro1 USD = 0.8614 EUR
£GBP— British Pound Sterling1 USD = 0.7379 GBP
CHFCHF— Swiss Franc1 USD = 0.8081 CHF
C$CAD— Canadian Dollar1 USD = 1.3888 CAD
A$AUD— Australian Dollar1 USD = 1.3946 AUD
Currency availability and individual product eligibility may vary by account type, jurisdiction and regulatory requirements.
Indicative rates for reference only. Actual client rates may vary.
Digital Banking
Online Banking for
Global Clients
VFIB is designed as a digitally operated international bank, providing secure online access to accounts, payments, cards and eligible financial services.
Cross-Border Banking
International Payments
& Settlement
Send, receive and manage international funds through VFIB’s approved banking, correspondent and settlement channels.
Client Coverage
Banking Across
Client Segments
A unified banking platform serving personal, corporate, institutional and private banking needs.
Financial Infrastructure
Banking Infrastructure for
Modern Finance
VFIB combines banking accounts, payments, settlement, virtual account capabilities and API-enabled financial infrastructure for eligible business and institutional clients.
Global Banking Network
Move Money Across Borders with VFIB
VFIB connects multi-currency accounts, international payments and approved settlement channels to help clients receive, hold, convert and transfer funds across global markets.
1
Receive
Receive eligible international payments into VFIB banking accounts through supported banking and collection channels.
2
Hold
Maintain eligible balances across supported major currencies within your VFIB banking relationship.
3
Convert
Manage foreign exchange between supported currencies subject to account eligibility, pricing and applicable regulatory requirements.
4
Pay
Send eligible international payments through VFIB’s approved banking, correspondent and settlement channels.
Asia PacificNorth AmericaEuropeMiddle EastOther Eligible Markets
International Banking Connectivity
Multi-Currency AccountsManage supported major currencies within one banking relationship.International TransfersSend and receive eligible cross-border bank transfers.Correspondent BankingAccess international settlement through approved banking relationships.SWIFT MessagingSupport international banking instructions through recognised financial messaging infrastructure.Local Settlement ChannelsAccess eligible local settlement channels through approved banking arrangements where available.
A Simpler Global Money Flow
ReceiveHoldConvertPay
From receiving customer funds to managing currencies and paying international counterparties, VFIB brings cross-border banking activities into one banking relationship.
VFIB Multi-Currency Account
USDHKDSGDEURGBP
+ + Additional Supported CurrenciesService availability, currencies, payment routes and settlement capabilities are subject to client eligibility, jurisdiction, compliance review and applicable banking arrangements.
Banking in Action
One Digital Banking Experience for Global Money Management
Manage accounts, currencies, payments and cards through one VFIB digital banking experience designed for international clients.
Multi-Currency Account
VFIB Digital Banking⌄
Total Account Value ⓘ
$128,420.52🇺🇸 USD$62,500.00⌄
🇭🇰 HKDHK$182,000.00⌄
🇸🇬 SGDS$24,800.00⌄
🇪🇺 EUR€12,600.00⌄
🇬🇧 GBP£8,420.00⌄
Recent Activity
View AllIncoming TransferToday, 09:41 AMUSD 25,000.00Completed
International PaymentYesterday, 03:15 PMSGD 8,400.00Completed
FX ConversionMay 14, 11:22 AMUSD → HKDCompleted
International Payment ⋮
SendUSD 25,000.00
ToSingapore
PurposeBusiness Payment
Payment RouteInternational Bank Transfer
StatusReady to Send
Payment availability is subject to account eligibility, compliance review and supported banking channels.
Card Management ⋮
- Card Status
- Active
- Available Spending
- $12,500.00
- Recent Spending
- $2,840.50
Treasury & FX ⋮
PairCurrent RateDaily ChangeTrend
USD/HKD7.8123+0.18%⌁⌁⌁
EUR/USD1.0824-0.12%⌁⌁⌁
USD/SGD1.3436+0.09%⌁⌁⌁
Digital Finance & Markets
Connecting Banking with Digital Financial Markets
Federal International Bank extends eligible banking, settlement and custody capabilities into digital assets, USDF, tokenised real-world assets and financial markets.
Digital Finance
Banking, settlement and custody capabilities for eligible digital financial activity.
USDF
A 1:1 USD-linked digital financial asset supported by corresponding reserve assets.
Explore USDFDigital Asset Banking
Banking and fiat settlement services for eligible digital asset clients.
Explore Digital Asset BankingDigital Asset Custody
Custody-related services for eligible asset and institutional use cases.
Explore CustodyRWA & Tokenised Assets
Banking, settlement and custody support for eligible tokenised real-world asset structures.
Explore RWA ServicesUSDF Reserve Snapshot Live
USDF in Circulation$20.00MReserve Coverage100.00%Reserve StatusFully Reserved
View Reserve Transparency Markets
Live market information and eligible market access through VFIB Markets.
Live Market Snapshot
MarketLast Price24h Change24h High24h Low24h VolumeTrend
BTC / USDFBitcoin / USDF—Connecting———
10:00 AM2:00 PM6:00 PM10:00 PM2:00 AM6:00 AM10:00 AM
Chart illustration · historical prices unavailable
Connecting to FEDA Exchange market data…
USDF pairs use USDT reference quotes where available. USDF/USD uses the USDC/USD reference quote.
Market services and digital asset access are subject to client eligibility, jurisdiction, regulatory requirements and applicable market rules.Explore Digital Finance Enter Markets View Reserve Transparency
USDF Reserve Transparency
Live Reserve Transparency for USDF
VFIB maintains corresponding reserve assets to support eligible USDF issuance and redemption. Reserve information is monitored through ongoing reconciliation and disclosure.
AReserve Coverage & Composition
100.00%Current Reserve RatioFully Reserved
USDF Reference Value1 USDF = USD 1.00
Minimum Reserve Coverage100%
USDF in Circulation$20.00M
Total Eligible Reserve Assets$20.00M
Current Reserve Ratio100.00%
Last Updated[Live Date] · [Live Time]
BUSDF Issuance by Ecosystem
Total USDF
in Circulation$20.00M100%
in Circulation$20.00M100%
- FEDA Chain $9.00M45%
- Ethereum $5.00M25%
- BSC $3.00M15%
- Polygon $2.00M10%
- Others $1.00M5%
Reserve Integrity Highlights
Reserve assets are segregated and held at regulated financial institutions.
Reserves are held in high-quality, liquid assets with low credit and market risk.
On-chain supply is fully backed and reconciled 1:1 with reserve assets.
All data is updated in real time and independently verified.
CReserve Assets vs. USDF Circulation
Current Eligible
Reserve Assets$20.00M
Reserve Assets$20.00M
Current USDF
Circulation$20.00M
Circulation$20.00M
Current Reserve
Ratio100.00%
Ratio100.00%
Last Reconciled◷
[Live Date]
[Live Time]
[Live Date]
[Live Time]
DThree-Way Reconciliation
◌On-Chain Circulating Supply$20.00M✓ Reconciled✓▣VFIB Internal Ledger$20.00M✓ Reconciled✓▤Eligible Reserve Assets$20.00M✓ Reconciled
On-chain circulating supply, VFIB internal ledger records and corresponding eligible reserve assets are reconciled to support reserve integrity.
ECompliance & Disclosure
USDF issuance and redemption are available only to eligible clients and are subject to VFIB account requirements, KYC/AML, sanctions screening, jurisdiction and applicable regulatory requirements.
Insights & News
Latest from Federal International Bank
Explore VFIB news, banking updates, market insights and research on global finance and digital financial infrastructure.
Bank News
Featured VFIB Bank Story
Short approved summary of the latest major Federal International Bank announcement or development.
CMS Publication DateRead Story
Market Insights
Latest Market Insight
Short approved commentary on global financial markets, currencies, cross-border finance or market developments.
CMS Publication DateRead Insight
Digital Finance
Latest Digital Finance Research
Short approved research summary covering digital assets, USDF, RWA, reserve-backed finance or financial infrastructure.
CMS Publication DateRead Research
Bank Globally with VFIB
Choose the banking relationship that fits your personal, business, institutional or private banking needs.
Personal & Business Banking
Start your VFIB personal or business banking relationship.
Institutional Banking
Discuss banking, settlement and financial infrastructure requirements with VFIB.
Contact Institutional BankingPrivate Banking
Explore personalised international banking and family wealth services for qualified private clients.
Become a Private ClientMarkets
Access VFIB market information and eligible market services.
Explore MarketsNeed Help? Contact Support