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FederalInternational Bank

Institutional Banking

Banking Infrastructure for Financial Institutions

VFIB provides eligible institutional clients with banking accounts, settlement, liquidity, custody and financial infrastructure for international operations.

Contact Institutional BankingExplore Banking Infrastructure
CONNECTAccountsSETTLEPaymentsMANAGE LIQUIDITYTreasurySAFEGUARDCustodyINTEGRATEInfrastructure

Who We Serve

Financial InstitutionsPayment InstitutionsFinTechDigital Asset CompaniesFunds & Asset ManagersView Who We Serve
Accounts & Settlement

Institutional Accounts & Settlement

Account Structures for Institutional Financial Operations

Flexible account and settlement structures for eligible institutional operating models.

VFIB Institutional Banking Relationship
Master / OmnibusVirtual AccountsSub-ledger

Allocation & Reconciliation

Settlement Activity

TypeAmountStatusTime
Institutional PaymentUSD 250,000.00CompletedMay 15, 2025 10:21 AM
Cross-Border SettlementSGD 180,000.00CompletedMay 15, 2025 09:47 AM
Incoming SettlementHKD 620,000.00ReceivedMay 15, 2025 08:36 AM
Institutional TransferEUR 95,000.00Pending ReviewMay 15, 2025 07:12 AM
USDHKDSGDEURGBPJPY+ More

Approved
Settlement Channels

International TransfersCross-Border PaymentsCorrespondent BankingSWIFT MessagingLocal Settlement Channels

Account and settlement structures are subject to eligibility, legal structure, compliance review and applicable banking arrangements.

Treasury & Liquidity

Manage Liquidity Across Institutional Operations

Monitor settlement liquidity, currency positions and funding requirements through one institutional treasury view.

Settlement Liquidity Position

Liquidity Status Available
Available Liquidity$8.42M
Scheduled Settlement$2.86M
Expected Inflows$3.14M
Projected Net Liquidity$8.70M

Intraday Liquidity View

USD (Millions)

Available LiquidityScheduled OutflowsExpected Inflows
12M10M8M6M4M2M008:0010:0012:0014:0016:0018:00

Funding & Currency Position

CurrencyAvailableRequiredNet PositionStatus
USD$4.15M$2.65M$1.50MSurplus
HKDHK$2.30MHK$1.80MHK$0.50MSurplus
SGDS$1.42MS$1.25MS$0.17MBalanced
EUR€0.86M€1.10M-€0.24MFunding Required

FX & Currency Management

Currency PairIndicative RateDaily Change
USD/HKD7.7832+0.0123 +0.16%
USD/SGD1.3445-0.0048 -0.36%
EUR/USD1.0887+0.0021 +0.19%
Rates indicative

Settlement Queue

TypeAmountStatusTime
Institutional SettlementUSD 750,000ScheduledMay 15, 2025 10:30 AM
Cross-Border PaymentSGD 420,000ReadyMay 15, 2025 11:00 AM
Settlement FundingEUR 180,000Funding RequiredMay 15, 2025 11:30 AM
View Settlement Queue

Institutional treasury, FX, settlement liquidity and funding-management capabilities are subject to client eligibility, jurisdiction, applicable pricing, compliance review, account structure and service availability.

Custody & Digital Assets

Safeguard Assets. Support Digital Financial Operations.

Eligible institutional clients can access selected custody, USDF, digital asset and tokenised asset-related banking services through VFIB.

VFIB
Institutional
BankingAccounts • Settlement
Custody • Controls

Custody Services

SafekeepingSettlement SupportReporting

Digital Asset Custody

Controlled AccessAuthorised MovementSettlement

USDF Institutional Services

Mint / RedeemSettlementReserve Support

RWA & Tokenised Assets

BankingSettlementCustody

Reserve Account Services

Custody & Settlement Activity

ActivityServiceStatusTime
Asset TransferAsset CustodyCompletedMay 15, 2025 10:20 AM
USDF RedemptionUSDF Institutional ServicesCompletedMay 15, 2025 10:15 AM
Digital Asset SettlementDigital Asset CustodyPending ReviewMay 15, 2025 10:10 AM
Reserve Account UpdateReserve Account ServicesReconciledMay 15, 2025 10:05 AM
View Activity

Control Principle

Eligible AssetControlled AccessAuthorised MovementSettlement

Services are subject to client, asset and jurisdiction eligibility and applicable regulatory requirements.

BANKING INFRASTRUCTURE

One Banking Infrastructure. Multiple Financial Workflows.

Connect eligible accounts, payments, virtual account structures and financial services through one VFIB institutional banking relationship.

LAYER 01INSTITUTIONAL
CLIENT
Financial
Institution
Payment
Institution
FinTech
Digital Asset
Platform
Fund / Asset
Manager
LAYER 02BANKING
CORE
VFIB INSTITUTIONAL BANKINGAccounts   •   Settlement   •   Controls   •   Integration
MASTER ACCOUNTVIRTUAL ACCOUNTSSUB-LEDGER RECORDS
LAYER 03INFRASTRUCTURE
CHANNELS

PAYMENTS

  • Incoming Payments
  • International Payments
  • Mass Payments
  • Settlement

API BANKING

  • Accounts API
  • Payments API
  • Virtual Account API
  • Webhooks

CARDS

  • Card Infrastructure
  • Business / Programme Cards
  • Card Controls
  • Transaction Data

DIGITAL FINANCE

  • USDF
  • Digital Asset Settlement
  • Custody
  • RWA Services

REPORTING & RECONCILIATION

  • Transaction Data
  • Account Reporting
  • Reconciliation
  • Operational Records
Funds InAccountAllocateSettle / PayReconcile

Infrastructure That Connects Financial Operations

One VFIB banking relationship can support multiple eligible institutional financial workflows.

Explore Banking Infrastructure View API Documentation Contact Institutional Banking

Infrastructure capabilities are subject to client eligibility, product approval, technical onboarding, jurisdiction, account structure and service availability.

Who We Serve

Institutional Banking for Modern Financial Organisations

Banking and financial infrastructure for eligible institutional operating models.

Select Your Institution Type

Your Service Pathways with VFIB

CoreAvailableNot Primary

AccountsCore

SettlementCore

LiquidityAvailable

CustodyNot Primary

InfrastructureCore

Digital FinanceAvailable

Your Institutional Banking Journey

Institutional AccountsPayments & SettlementTreasury & LiquidityCustody & Digital AssetsBanking Infrastructure

Institutional services are subject to client eligibility, legal structure, KYC/KYB, AML, sanctions screening, jurisdiction, product approval, technical onboarding and applicable regulatory requirements.